SSH! CHRISTMAS IS COMING! SPENDING & SAVING TIPS FOR THE CHRISTMAS BUILD UP

Some of you might dislike the following statement, but the rest of you might thoroughly enjoy it. Like it or not, Christmas is on the way, and although we’re not being bombarded with Christmas TV ads, Christmas displays up in the shops reminding us to buy cards and not forget the turkey or having the same Christmas songs played on a loop just yet, many of us are already thinking about how we’re going to save money for the big day.

Whether you love Christmas or loathe it, one thing is certain – it’s not cheap. Many of us feel guilted into buying gifts for people who have bought things for us, secret Santa gifts at work, other Christmas commitments within our communities and other groups, not forgetting the food, toys, charitable donations, and trips to festive events throughout the month of December, some of us can feel a sense of panic when we wonder how far our pay check will have to stretch.

But don’t worry, if you take steps now to save a little here and there, you can save yourself a lot of worry, effort and money! Read on for some saving tips.

YOUR LIGHTING

With darker nights and gloomy mornings, we’re going to have our lights pretty much all the time. So, why not invest in some new LED lights instead? Available at LED Hut, LED’s use less electricity, meaning that they cost less than traditional energy saving bulbs, they look modern and stylish and they last twice as long too!

PLAN WHAT YOU CAN AFFORD

Don’t let other families, social media and even TV ads and movies pressure you into thinking you should have the biggest and best family Christmas. Forget purchasing everything you think everyone wants and then wondering how you’ll pay for it in the new year, instead budget first. And ask yourself, what can I afford this Christmas.

BE SAVVY WITH YOUR FOOD

You might be familiar with the term – it’s Christmas, we deserve the best! Meaning that when it comes to food and indulgence we go for the high ticketed items that seemingly mean high quality. But that’s just not the case. So, don’t be a retail snob – try a cheaper brand and forget the fancy packaging that just ends up in the bin!

MAKE A LIST & CHECK IT TWICE

In good time, make a list of everything you can, from toys to small gift ideas and of course food. Try to remember as much of it as possible and if you see this item on offer in the supermarket on in a toy store or even as part of an online deal – get it (if funds allow) and store it away for Christmas. Remember, in the month leading up to the big day, prices skyrocket. So be smart and keep your eyes peeled!

And never – ever deviate from the Christmas list. Making impulse buys, worrying that your child won’t have enough to open on Christmas day is a slippery slope to spending more than you can afford!

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